Back-to back liability products
Our tailor made liability insurance conditions are designed on the basis of back-to-back liability, i.e.. we are insuring liability of our clients in accordance with national laws, international conventions or any contracts or agreements they have with their customers, subject these were seen and approved by us in advance. Cover could easily be extended with liability for delay and declared value (ad valorem).
Gross negligence included, (didelio neatsargumo sąlyga įtraukiama)
Unlike many other insurers on this market we define our Assured as managers and owners of the company, but not their employees or contract drivers. We keep cover intact in case of gross negligence of the driver, which in many cases may mean that carriers cannot rely on limitations of liability allowed by all main international conventions.
Dėl didelio neatsargumo pasisako teismas. Vežėjo atveju turime 3 aiškius neginčijamus atvejus (girtumas, važiavimas be teisių arba per raudoną šviesoforo signalą), visais kitais atvejais pasisako teismas.
Fines and duty
We are offering additional cover for liability of our clients for fines and duty in connection to their liability for entrusted merchandise. This cover is available both when our clients are liable to settle fines imposed on their customers and duty imposed directly on our clients by authorities.
Liability for equipment in custody
All major international conventions are silent regarding equipment entrusted to the carrier, such as containers or trailers, but they assume liability for such equipment when it is in their custody or control. Such liability could be covered if and when required.
Cover for trucks and equipment
We are also offering insurance protection for own or leased equipment of our clients. Cover is available for any type of equipment, including but not limited to trucks and trailers, containers, forklifts or liftvans. Insurance conditions are designed individually depending of type of equipment insured.
Any policy can be tailored in order to be the best possible protection for our clients, so please feel free to contact our underwriters for more details or suggestions.
Šis draudikas neturi specialių reikalavimų dėl transporto priemonių palikimo stovėjimo aikštelėse.
“Inter Hannover” CMR draudimo produkte Kabotažinių pervežimų sąlyga galioja standartiškai.
Reikalavimai ekspeditoriaus paslaugas vykdančioms įmonėms, kurios turi Inter Hannover (Marine underwriting services) ekspeditoriaus civilinės atsakomybės draudimą.
Vežėjų įmonės CMR draudimas turi būti tikrinamas ekspeditoriaus paslaugas teikiančios įmonės ir atitikti šiuos keliamus reikalavimus:
It is the condition precedent that the Assured shall check that all subcontractors employed by them have a valid liability insurance and that the respective insurance policy conform to the following requirements:
- Liability Insurance cover shall be in force during the entire period of their employment;
- Limit of liability shall be EUR 150,000 per accident or higher;
- Goods carried shall not be excluded from the scope of cover;
- Vehicle used for transportation of cargo by sub-contractors, acting as an actual carrier, shall be covered by the Liability Insurance policy.
- Sub-contractors acting as a freight forwarder shall have an insurance covering the liability for the fault, errors, omissions and negligence of their sub-contractors
- Geographical limits shall be appropriate.